Car Accident

car crash

How to Strengthen Your Insurance Claim After a Car Accident

Vehicular accidents could happen whether it be on highly congested areas or isolated roads. Millions of people across the world get injured due to a car crash. In the US alone, approximately two million motorists get hurt yearly, and some of these are because of the negligence of the other parties.

So if you get involved in such incidents, and it is not your fault, what are the things that you must do? It is important that you seek the assistance of lawyers. And to further strengthen your insurance claim, you must do the following:

Call the Police

If you are in the US, you can call 911 so the police officers can quickly come to your rescue. While waiting for them, as long as you can, you need to check yourself and your passengers (if you have) for any injuries. You also need to see how bad the damages are to your automobile.

Furthermore, you must check the presence of dangers, such as leaking fuel. If there is, try to stay away from it.

on the phone

Get Treatment

Seeking medical treatment is a necessity, particularly if you have been severely injured. Never neglect your health and safety after a car accident because some injuries could cause permanent damages that will affect your whole life.

Also, when you get medical treatment, the attending physician will provide you with a document that you will need when filing your claim.

Make Notes for Yourself

Usually, in case of car wrecks or accidents, the involved parties exchange their drivers’ license information as well as that of their insurance companies. You can also take note of the other driver’s name and contact numbers.

If you have a camera phone, you can take pictures and videos of the damages too. If there are other people who have seen the crash, you can get their signed statements. All of these can be used as evidence when you go to court.

Contact Your Insurance Company

Even if the accident was not your fault, it is still important that you notify your insurance company. This is part of the contract that you have signed with them. And once you do this, they can defend you if the other party decides to file a lawsuit as well.

Be Careful With Recorded Statements

It is the task of insurance companies to ask you some questions after an accident. But you need to be careful, especially if they are recording your statements. As much as possible, talk to a lawyer first before answering the questions. This is one of your rights.

conversation

Prepare the Documents

Filing a claim entails some documents. Therefore, you must organize all the paperwork that can support your case.…